I Just Called To Say…


Written on July 27, 2010 – 4:21 pm | by William Machen

Is a sales call free speech?

At what point is calling intrusive?

And finally – is there ever a convenient time to call someone to make a sales pitch?

This week, the National Do Not Call registry topped 200 million people, or about 66% of the population.

So, I think it’s safe to say that people loathe being contacted and sold to while trying to eat dinner.

Of course, tech-savvy agents know this. Time was, the only way to immediately contact people was intrusively – either knocking on their door or calling them on the phone.

But now, technology has made contacting people less intrusive. Text-

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Creating a Budget 1


Written on July 26, 2010 – 1:43 am | by Barbara Sermons

Creating a budget may not initially sound like something that you are going to want to do. Just because it is not one of the most exciting things in the world for you to do, that does not mean that it is not vitally important in making sure that your financial house is kept in order. Before you begin the process of creating your own unique family budget, it is vitally important for you to realize this: In order for you to truly be successful in creating, sticking to and benefiting from a budget, you are going to need to provide as much detailed information as you possibly can. Ultimately, the result in the end is going to be that you will finally take a long hard look at where your money is actually coming from and where it is actually going.

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Catching Up on Investing Posts


Written on July 25, 2010 – 10:39 am | by Victoria Williams

Getting your finances to the point where you’re regularly investing income in an IRA or 401(k) is the last 15% of dominating your finances. Over the past 11 months I’vewritten a handful of posts about investing, and year 2 of FF will dive in to this topic even more.

In the meantime, here’s some of the most popular and helpful FF posts on investing.

Savings? Check. But, Now What? -  Investing is the final frontier of managing your money and this post helps ease your investing tensions by answering questions about how much you should invest and where it should go.

The 5 Minute Guide to Roth IRAs (Video) – Everything you’ve ever wondered about investing through Roth IRAs is answered in this post. This will h

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Successful Investing Tips and Techniques


Written on July 21, 2010 – 10:33 pm | by Barbara Sermons

The true, most basic motivation behind investing is to grow our investment. People who have invested before will take their time, looking at the differing companies and the market, trying to predict how a stock will do in a year or two. Those investors whom are without the experience to pick must rely on the advice of others in order to pick the stocks they go with. The market is such that any real proper strategy that is formed with patience and full intent can be very lucrative. Flexibility must be an option, and picks have to be diversified, or eggs may only be in one basket, so to speak. These traits are important for the safety of the newer investor.

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The 401(k) Beginner’s Manual


Written on July 21, 2010 – 5:35 pm | by Victoria Williams

401(k) seems like a scary grown-up word that only stuffy businesspeople who work 65 hours a week and read The Wall Street Journal care about. In reality, there’s a very good chance your eligible to enroll in a 401(k) through your company and they may even offer you free money for investing.

Intrigued? You should be – we’re talking about free money here!

Let’s take a beginner’s look at the 401(k) and see how it can benefit you and your money over the next 50 years.

The Tax Advantage

A 401(k) is an investment vehicle for saving for retirement that provides tax benefits by lowering your taxed income. They are usu

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